Picture an ordinary Tuesday
Big aspirations matter, but so does everyday life. Think about the routine you would enjoy when work takes up less of your time. Consider the people, places, and activities you would want to keep close.
Explore the transition together
If you share your life with someone, your expectations may differ in small but significant ways. Make room for both perspectives. The first aim is understanding, rather than agreeing every detail at once.
Write down the open questions
You may have questions about timing, existing arrangements, or how your priorities could change. Bring those questions to a conversation with an appropriately qualified advisor. There is no need to turn uncertainty into a firm decision before you have the information.
Allow your picture to evolve
What you want from retirement can change as the chapter approaches. A planning conversation should leave space for that. Revisit your assumptions when circumstances shift and discuss what ongoing support would be useful for you.